Lake County, FL property tax

Census ACS 2023 5-year estimates · updated 2026-09-20

The median effective property tax rate in Lake County is 0.79%, above the Florida median of 0.79% and below the national median of 0.98%. The median homeowner pays $2,284 a year on a home worth $287,900.

Effective rate: 0.79%
Median annual bill: $2,284
Median home value: $287,900
Rank in Florida: 20of 67

Effective property tax rate: Lake County compared with Florida and the United States

Median annual bill divided by median home value, Census ACS 2023 5-year estimates.

Estimated annual bill by home value

At the county median effective rate of 0.79%, before exemptions. Jurisdictions inside the county differ; use the estimator for a specific home value and exemption.
Home value	Estimated bill	Per month
$200,000	$1,580	$132
$300,000	$2,370	$198
$400,000	$3,160	$263
$500,000	$3,950	$329
$750,000	$5,925	$494
$1,000,000	$7,900	$658

Estimate for your home value

Lake County millage rates, 2025

For 2025, the county-wide millage in Lake County is 11.4444 mills: 5.0254 for county government operations and 6.0850 for school board operations, plus the other county-wide levies below. One mill is $1 per $1,000 of taxable value, so $100,000 of taxable value owes $1,144 in county-wide taxes before any city or district levy. In 2024 the county-wide millage was 11.5442.

County-wide levies from the Florida Department of Revenue's Millage and Taxes Levied report, 2025 and 2024. One mill is $1 per $1,000 of taxable value. School millage applies to school taxable value, which can differ from county taxable value because some exemptions do not apply to schools. A blank 2024 cell means no levy that year.
Levy	2025 mills	2024 mills
County government operating	5.0254	5.0364
County government debt service	0.0400	0.0918
School board operating	6.0850	6.1220
County-wide independent special districts	0.2940	0.2940
County-wide total	11.4444	11.5442

Millage rates by city in Lake County

City millage as reported in the Florida Department of Revenue's Municipal Report; for every city shown, its taxable value times this millage equals the city taxes the Department reports levied. Highest first. County-wide plus city adds the county-wide total above; a property may also pay independent special districts that cover only part of the county, so treat it as the floor inside city limits. City names follow the Census Bureau's list of incorporated places. A blank 2024 cell means no 2024 figure, or one whose taxable value times millage did not equal the taxes levied.
City	City millage 2025	City millage 2024	County-wide plus city	Per $100,000 taxable
Eustis	7.3898	7.5810	18.8342	$1,883
Umatilla	7.2377	7.1089	18.6821	$1,868
Howey-in-the-Hills	6.9900	7.5000	18.4344	$1,843
Astatula	6.9000	7.0000	18.3444	$1,834
Tavares	6.6850	6.7756	18.1294	$1,813
Mount Dora	6.3000	6.3000	17.7444	$1,774
Groveland	5.7000	5.5000	17.1444	$1,714
Minneola	5.5000	5.6000	16.9444	$1,694
Mascotte	4.6381	4.7549	16.0825	$1,608
Clermont	4.5900	4.8800	16.0344	$1,603
Fruitland Park	3.9134	3.9134	15.3578	$1,536
Lady Lake	3.6510	3.6510	15.0954	$1,510
Leesburg	3.4752	3.4752	14.9196	$1,492
Montverde	2.8300	2.8300	14.2744	$1,427

Property tax rates by city in Lake County

Among the 11 places listed, Fruitland Park city has the highest median effective rate at 1.16% and Leesburg city the lowest at 0.71%, against 0.79% for the county as a whole.

Census ACS 2023 5-year estimates for each place as a whole. Listed: places with at least 5,000 residents whose medians have a margin of error within 20% of the estimate. * The place extends into a neighboring county, so its figures cover the whole place.
Place	Effective rate	Median bill	Median home value	Population
Four Corners CDP *	0.85%	$2,659	$312,300	60,443
Clermont city	0.74%	$2,729	$368,600	44,984
Leesburg city	0.71%	$1,523	$214,300	28,461
Eustis city	0.78%	$1,909	$245,400	23,567
Groveland city	0.90%	$3,088	$344,000	20,621
Tavares city	0.91%	$2,042	$225,500	19,738
Mount Dora city	1.02%	$3,218	$316,100	16,812
Lady Lake town	0.98%	$2,141	$217,900	16,337
Minneola city	0.89%	$3,435	$386,700	15,371
Fruitland Park city	1.16%	$4,366	$375,100	8,482
Mascotte city	0.88%	$2,506	$286,200	7,407

Lake County compared with Florida and the US

Area	Effective rate	Median bill	Median home value
Lake County	0.79%	$2,284	$287,900
Florida median	0.79%	$2,555	$325,000
United States median	0.98%	$2,969	n/a

Lake County compared with neighboring counties

Lake County borders 7 counties. Ranked from lowest to highest median effective rate, it places 7 of 8.

Counties sharing a border with Lake County, from the Census Bureau county adjacency file; figures from Census ACS 2023 5-year estimates, lowest effective rate first.
County	Effective rate	Median bill	Median home value
Seminole County	0.70%	$2,493	$357,300
Polk County	0.74%	$1,769	$240,000
Marion County	0.75%	$1,659	$220,800
Orange County	0.78%	$2,795	$358,300
Volusia County	0.78%	$2,179	$278,000
Osceola County	0.79%	$2,498	$317,600
Lake County	0.79%	$2,284	$287,900
Sumter County	0.83%	$2,940	$356,000

Florida statewide: Homestead exemption of up to $50,000: the first $25,000 applies to all levies including schools, and an additional exemption of up to $25,000 applies to assessed value above $50,000 for non-school levies. Apply to the county property appraiser by March 1.

Due dates and payment

Florida statewide: bills mailed November 1; 4% discount in November declining to 0% in March; delinquent April 1. Confirm the local schedule with the Lake County tax office.

Appealing your assessment

25 days from the mailing of the TRIM notice in August. Bring recent sales of comparable homes, photos of condition issues, and any error in the record such as square footage or lot size. How to appeal, step by step.

How Florida assesses value

Just (market) value set January 1 by the county property appraiser, less exemptions. Full Florida rules, exemptions and deadlines.

Rates and medians: U.S. Census Bureau, ACS 2023 5-year estimates, tables B25103 and B25077. Effective rate is median taxes paid divided by median owner-occupied home value. Places: Census place by county reference file. Florida millage: Florida Department of Revenue, property tax data portal, data book 2025 and 2024. Neighbors: Census county adjacency file. Rules: Florida Department of Revenue, Property Tax Exemptions and Save Our Homes.

Frequently asked questions

What is the property tax rate in Lake County, FL?

The median effective property tax rate in Lake County is 0.79% of home value, above the Florida median of 0.79% and below the national median of 0.98%. The median homeowner pays $2,284 a year on a median home value of $287,900 (Census ACS 2023 5-year).

How much is property tax on a $400,000 house in Lake County?

About $3,160 per year at the county's median effective rate of 0.79%, before exemptions. The exact bill depends on the city, school district and special districts that serve the parcel, so treat this as a planning estimate.

When are property taxes due in Lake County?

Florida statewide: bills mailed November 1; 4% discount in November declining to 0% in March; delinquent April 1. Check the Lake County tax office for the exact local dates.

How do I appeal a property tax assessment in Lake County?

25 days from the mailing of the TRIM notice in August. Full Florida rules are on the Florida page.

How does Lake County compare with the rest of Florida?

Lake County ranks 20 of 67 Florida counties by effective rate. The Florida median is 0.79% and the median bill is $2,555.