Spencer County, KY property tax
Census ACS 2023 5-year estimates · updated 2026-09-20
The median effective property tax rate in Spencer County is 0.71%, below the Kentucky median of 0.77% and below the national median of 0.98%. The median homeowner pays $2,118 a year on a home worth $297,600.
- Effective rate
- 0.71%
- Median annual bill
- $2,118
- Median home value
- $297,600
- Rank in Kentucky
- 68of 120
Estimated annual bill by home value
| Home value | Estimated bill | Per month |
|---|---|---|
| $200,000 | $1,420 | $118 |
| $300,000 | $2,130 | $178 |
| $400,000 | $2,840 | $237 |
| $500,000 | $3,550 | $296 |
| $750,000 | $5,325 | $444 |
| $1,000,000 | $7,100 | $592 |
Spencer County compared with Kentucky and the US
| Area | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Spencer County | 0.71% | $2,118 | $297,600 |
| Kentucky median | 0.77% | $1,472 | $192,300 |
| United States median | 0.98% | $2,969 | n/a |
Rates and medians: U.S. Census Bureau, ACS 2023 5-year estimates, tables B25103 and B25077. Effective rate is median taxes paid divided by median owner-occupied home value.
Frequently asked questions
What is the property tax rate in Spencer County, KY?
The median effective property tax rate in Spencer County is 0.71% of home value, below the Kentucky median of 0.77% and below the national median of 0.98%. The median homeowner pays $2,118 a year on a median home value of $297,600 (Census ACS 2023 5-year).
How much is property tax on a $400,000 house in Spencer County?
About $2,840 per year at the county's median effective rate of 0.71%, before exemptions. The exact bill depends on the city, school district and special districts that serve the parcel, so treat this as a planning estimate.
How does Spencer County compare with the rest of Kentucky?
Spencer County ranks 68 of 120 Kentucky counties by effective rate. The Kentucky median is 0.77% and the median bill is $1,472.