St. Clair County, IL property tax

Census ACS 2023 5-year estimates · updated 2026-09-20

The median effective property tax rate in St. Clair County is 2.09%, above the Illinois median of 2.07% and above the national median of 0.98%. The median homeowner pays $3,533 a year on a home worth $168,800.

Effective rate
2.09%
Median annual bill
$3,533
Median home value
$168,800
Rank in Illinois
25of 102
Effective property tax rate: St. Clair County compared with Illinois and the United States
0.521.041.572.09St. Clair County: 2.09%St. Clair County2.09%Illinois median: 2.07%Illinois median2.07%United States median: 0.98%United States median0.98%

Median annual bill divided by median home value, Census ACS 2023 5-year estimates.

Estimated annual bill by home value

Home valueEstimated billPer month
$200,000$4,180$348
$300,000$6,270$523
$400,000$8,360$697
$500,000$10,450$871
$750,000$15,675$1,306
$1,000,000$20,900$1,742
At the county median effective rate of 2.09%, before exemptions. Jurisdictions inside the county differ; use the estimator for a specific home value and exemption.

Estimate for your home value

Property tax rates by city in St. Clair County, 2024

For tax year 2024, billed in 2025, the average residential tax at each city's rate in St. Clair County ran from $97 in Brooklyn to $4,924 in O'Fallon (O'Fallon Twp). Across all property in the county, the average tax rate was 8.23 per $100 of equalized assessed value, down from 8.58 in 2023.

Illinois rates apply to taxable value, not market value, so a rate of 7 means $7 per $100 of taxable value. The effective rate column turns each tax into a share of market value, which is the figure to compare between cities.

CityTownship or road districtAverage tax 2024Average tax 2023Effective rateAggregate rateAverage home value
O'FallonO'Fallon Twp$4,924$4,5791.67%7.2894$295,368
MillstadtMillstadt Twp$4,857$4,5651.93%7.1362$252,027
SmithtonSmithton Twp$4,827$4,5592.14%8.2335$225,187
CaseyvilleCaseyville Twp$4,695$4,3472.21%9.4867$212,626
FreeburgFreeburg Twp$4,593$4,3512.05%8.3612$223,578
ShilohShiloh Twp (St. Clair)$4,536$4,1651.50%7.4138$302,395
SwanseaSt Clair Twp$4,406$4,0911.85%8.0381$238,335
MascoutahFreeburg Twp$4,359$4,2531.95%7.9352$223,578
CollinsvilleCaseyville Twp$4,066$3,6781.91%8.2162$212,626
Fairview HtsCaseyville Twp$3,906$3,7001.84%7.8926$212,626
O'FallonCaseyville Twp$3,530$3,2861.66%7.1339$212,626
E CarondeletSugar Loaf Twp$2,585$2,3322.44%9.5355$105,775
SummerfieldLebanon Twp$2,561$2,4642.20%8.5903$116,300
LebanonLebanon Twp$2,542$2,4472.19%8.5262$116,300
DupoSugar Loaf Twp$2,190$2,0672.07%8.0754$105,775
New AthensNew Athens Twp$2,129$2,0032.08%8.0919$102,397
BellevilleBelleville Twp$2,095$2,0321.55%8.7937$134,996
FayettevilleFayetteville Twp$1,374$1,2141.97%8.7240$69,819
SaugetCentreville Twp$1,327$1,2154.49%23.0817$29,568
St LiboryFayetteville Twp$1,276$1,1371.83%8.1035$69,819
MarissaMarissa Twp$1,191$1,1281.89%7.9743$63,015
Cahokia HeightsCentreville Twp$1,127$1,0233.81%19.6132$29,568
LenzburgLenzburg Twp$952$8861.75%7.1474$54,511
Washington ParkCanteen Twp$756$7303.53%18.0905$21,398
FairmontCanteen Twp$589$5462.75%14.0811$21,398
E St LouisE St Louis Twp$238$2221.48%13.3324$16,097
BrooklynStites Twp$97$841.21%13.9105$7,992
From the Illinois Department of Revenue, Property Tax Statistics, Table 10, tax years 2024 and 2023. Each row is a city within one township or road district; a city spanning several has a row for each. Average home value is the average residential market value IDOR lists for that township, the same for every city in it. Average tax is that township's average residential taxable value at the city's aggregate rate: the combined rate, per $100 of taxable value, of the county, township, city, school and other districts IDOR lists for the city. Effective rate is that tax divided by the market value. Highest tax first. A blank 2023 cell means no matching 2023 row. Where IDOR lists more than one rate for the same city and township, for parts served by different districts, each rate is its own row and none is compared with 2023.

St. Clair County compared with Illinois and the US

AreaEffective rateMedian billMedian home value
St. Clair County2.09%$3,533$168,800
Illinois median2.07%$5,189$250,500
United States median0.98%$2,969n/a

St. Clair County compared with neighboring counties

St. Clair County borders 7 counties. Ranked from lowest to highest median effective rate, it places 8 of 8, the highest in its area.

CountyEffective rateMedian billMedian home value
St. Louis city, MO1.05%$1,935$185,100
St. Louis County, MO1.22%$3,193$260,700
Randolph County1.40%$1,877$134,100
Monroe County1.70%$4,523$265,600
Washington County1.85%$2,766$149,800
Clinton County1.86%$3,356$180,500
Madison County1.92%$3,232$167,900
St. Clair County2.09%$3,533$168,800
Counties sharing a border with St. Clair County, from the Census Bureau county adjacency file; figures from Census ACS 2023 5-year estimates, lowest effective rate first.

Illinois statewide: General Homestead Exemption of up to $10,000 of equalized assessed value in Cook County, $8,000 in the counties contiguous to Cook, and $6,000 elsewhere. The Senior Citizens Homestead Exemption adds $8,000 in Cook and the contiguous counties or $5,000 elsewhere, and a senior assessment freeze is available under an income limit.

Due dates and payment

Illinois statewide: two installments, typically due June 1 and September 1 (Cook County: March 1 and August 1, often delayed). Confirm the local schedule with the St. Clair County tax office.

Appealing your assessment

30 days from the township assessment notice; a second appeal to the county Board of Review follows. Bring recent sales of comparable homes, photos of condition issues, and any error in the record such as square footage or lot size. How to appeal, step by step.

How Illinois assesses value

33 1/3% of fair market value statewide; Cook County classifies property and assesses residential at 10%, then a state equalization factor is applied. Full Illinois rules, exemptions and deadlines.

Rates and medians: U.S. Census Bureau, ACS 2023 5-year estimates, tables B25103 and B25077. Effective rate is median taxes paid divided by median owner-occupied home value. Places: Census place by county reference file. Illinois cities and county rates: Illinois Department of Revenue, Property Tax Statistics, 2024 and 2023. Neighbors: Census county adjacency file. Rules: Illinois Department of Revenue, Property Tax Exemption Information (PIO-74).

Frequently asked questions

What is the property tax rate in St. Clair County, IL?

The median effective property tax rate in St. Clair County is 2.09% of home value, above the Illinois median of 2.07% and above the national median of 0.98%. The median homeowner pays $3,533 a year on a median home value of $168,800 (Census ACS 2023 5-year).

How much is property tax on a $400,000 house in St. Clair County?

About $8,360 per year at the county's median effective rate of 2.09%, before exemptions. The exact bill depends on the city, school district and special districts that serve the parcel, so treat this as a planning estimate.

When are property taxes due in St. Clair County?

Illinois statewide: two installments, typically due June 1 and September 1 (Cook County: March 1 and August 1, often delayed). Check the St. Clair County tax office for the exact local dates.

How do I appeal a property tax assessment in St. Clair County?

30 days from the township assessment notice; a second appeal to the county Board of Review follows. Full Illinois rules are on the Illinois page.

How does St. Clair County compare with the rest of Illinois?

St. Clair County ranks 25 of 102 Illinois counties by effective rate. The Illinois median is 2.07% and the median bill is $5,189.